Today's Rates

30yr Fixed 3.750 3.774
15yr Fixed 3.125 3.162
15yr Jumbo 3.375 3.394
5/1 Jumbo I/O 3.375 3.212
*Rates are subject to change without notice.


Fred Militello is President of 212 Mortgage Group, Inc. a Mortgage Company licensed in New York and Maryland.

He has been in the mortgage industry for 20 years and 2017 marks the 10th year anniversary of 212 Mortgage Group.

Fred prides himself in assisting home buyers obtain mortgages for their Primary, Vacation and Investment Homes.

212 Mortgage Group can handle Conventional, FHA, VA, USDA and non traditional mortgages: for purchases or refinances.

Whether a client is looking to purchase their first home, a vacation home or an investment property, we have the product.

"I enjoy educating my clients on all of the mortgage programs available to them; to find the right fit for their specific need"

"I make my clients part of the mortgage process and not just subject to it."

Over career, Fred has been instrumental in originating Loan Closings in excess of $600 million.

He is a Graduate of Rochester Institute of Technology where he earned a Bachelor's Degree in International Business and a co major in Finance in 1995.

His extensive Background spans 20 years; holding positions with Fortune 500 firms as, Salomon Smith Barney, First Union National Bank and a Wells Fargo joint venture.

He and his family have been Harford County residents for the past 12 years.

Additional languages spoken: Italian, Spanish

Licensed to work in: Maryland (17947), New York

Contact us today here or fill this online prequalification form and we get back to you as soon as possible.